You’re in a department store, and the sales _____ (clerk, assistant, team member, associate — your choice) offers you an extra 20 percent off if you open a charge account at the establishment.
Good deal, you think, especially if the purchase adds up.
Maybe, but only if you don’t place a high value on having a high credit score.
It turns out, Continue reading
Daylight Savings Time Ends Saturday Night
A bath obviously needs work. The walls need another coat of paint. The floors need to be refinished.
Such are among the improvements that sellers might be quick to acknowledge.
Their idea, which often is endorsed by their brokers enthusiastically, is to offer a credit to the buyers. To their thinking, it’s a win-win situation: Buyers are tempted and sellers are rewarded with a contract.
But as Westchester broker Phil Faranda, a friend of mine and inveterate blogger, recently pointed out, Continue reading