Procrastinators, cheer walk-through timing

Do waste a minute!

Anyone who’s ever waited until the night before it was due to draft a term paper, put off calculating income tax until the last minute or delayed a dental visit until a root canal was indicated knows something about procrastination.

For one thing or another, I’m sure we all have had at least a brush or, more likely, head-on collision with procrastination.

But the one situation in which procrastination is mandated centers on the pre-closing walk-through that is as much a part of the purchasing ritual as handing over a deposit check.

Delaying that visit until the eleventh hour to the property that is about to become your home is the perfect opportunity to feel good about being bad.  That’s because Continue reading

It’s a mistake to yawn about title insurance


Fire in Bangkok last July (Flickr photo by ToGa Wanderer)

Do you have theft insurance? Fire insurance? Liability insurance?

Surely you do. If not, don’t tarry.

Those who are well insured have in all likelihood never had to file a claim for a fire lose; certainly few readers have.  (Actually, I had a weekend home destroyed in the 80s and was fortunate to have an excellent insurance company pay for its replacement cost, though not a 17-year collection of my photos.)

At a closing, few may wonder why they need title insurance. One reason is Continue reading