No one wants even to think about insurance

Few topics relating to real estate are less scintillating or more critical than homeowners insurance.  Remember Sandy?

Even if a terrible storm doesn’t ruin your home or its contents, anyone who has experienced a loss will vouch for the importance of homeowners or renters insurance.

If your eyes haven’t already glazed over, here in a nutshell are items in a homeowners policy that merit attention:

• Exclusions.  Don’t take for granted